is truly mind-boggling. I feel a little helpless when dealing with large corporations that seem to have so much power over little old “Jane Doe”.
Last year I have had some health issues, or I thought I did, and I went to get them checked out. Extensive blood work has been done, some x-rays have been taken and I was declared healthy. Nothing is physically wrong with me. So I ended up with a prescription for a painkiller for those times, when I was in pain, knowing that nothing was wrong.
One year later we are in the process of changing insurances, because ours decided to raise their fees by approximately $200 per month!! We applied with a new insurance and I was declined. Why? I have a prescription for a painkiller. I am being punished for going to doctors to find out what was wrong with me.
Again, nothing is physically wrong with me. But I now have to jump through hoops to retrieve my medical files from different doctors. This makes four doctors… and almost all of them charge a fee of $25 for this service. Just what I needed…
Yes, I’m pissed. I mean, I do understand that they have to make sure I’m not just changing insurances to get some fancy treatments that need to be paid for. But on the other hand, don’t I pay every month for that? The thousands of dollars that went into our old insurance very likely far outweigh the few doctor’s visits I made last year. Lost money! And I’m HEALTHY too! Ugh… I’m frustrated.
Or am I just naive? Somebody please tell me that I’m overreacting and naive… (no, please don’t tell me that… I might cry).
I hate insurance companies too.
We get insurance through hub’s job, but we pay for it. Oh my GAWD do we pay.
We’re with the DCS insurance company. Perhaps you’ve heard of them?
DCS= Doesn’t Cover Shit
OK, maybe I’m just dense, but isn’t paying for treatments the whole reason to have insurance in the first place?
The boys and I pay through the nose for our utter crap private insurance (I think it’s through the same company as Ami’s) and Jim is completely uninsured. Uninsurable. Because he takes high blood pressure medication (he takes the cheapest, most common thing out there, and his controlled BP is lower than mine). So finally, with this new job, he’s supposed to be able to get insurance… none too soon, if you ask me!
I haven’t been to the doctor in three years, because our insurance doesn’t kick in until we spend $5000 in a year. A calendar year, not 12 months… so every January 1 the cycle starts all over again. So unless I’m sick unto death, I’m just not going to go. (I’ll spare you the litany of symptoms I’ve been ignoring…)
Oh yeah, and we’re still paying off Fisher’s two broken arms from last summer. *snarl*
Oh geez, Molly… that’s awful… Ugh!
Ami, don’t cover shit… that’s good. Do they know that’s their “nickname”? Someone should tell them.
Geeze, I could not imagine having to pay to see the doctor~! Let us hope we have better laws in place soon.